Online Loans – 100% Online

At EZ Money, we are passionate about helping people get out of financial trouble. We understand that cash emergencies happen – that’s why we’re proud to offer online loans from the convenience of your personal device. Plus, we make the application process simple. All you do is fill out our online application, receive pre-approval within seconds, provide an e-signature, and your cash will be deposited into your bank account within the next business day. It’s just that easy!

Online Loans We Offer

We offer various online loan options to fit your specific needs:

Online Payday Loans

A payday loan (sometimes referred to as a cash advance) is a short-term loan option, designed to help you get by until your next paycheck. Traditional lenders take days to process your paperwork – at EZ Money, you get your cash deposited directly into your bank account by the next business day. Our team works with you to make sure you get the right amount that you need (and fast). We’re here to get you out of your financial bind, not create a bigger one. 

Online Installment Loans

An installment loan is a type of loan that you repay through regular, scheduled payments that are spread out over an extended period, serving as a more affordable loan option. Installment loans are much more manageable since the payments are scheduled out in advance. 

*Installment loans are only offered to our Missouri customers.

Online Loan Application Process

How do online loans work? It’s not as much of a hassle as you might think. Our applications process is quick, easy, and confidential. You can sign up from the comfort and convenience of your home and get cash within the next business day. Here’s how our process works:

1. Apply

Thank you for choosing EZ Money as your loan provider. Our application process can be filled out online and completed within minutes. Depending on the requirements of the state you’re in, there is some additional information you may need when you apply. Have questions about the application? Call us (417) 831-7626.

2. Get Pre-Approved

We understand you need cash fast, and that’s why we’ve made our approval process quick and hassle-free. Once you’ve completed the application, you will be pre-approved in seconds.

3. Sign Your Documents

You’re almost ready to receive your cash! All you have to do now is provide an electronic signature (e-signature) to indicate you’ve read all of the paperwork with specific criteria from your state and other loan agreements. 

4. Receive Your Money

Once your loan request is approved, your funds will be deposited directly into your bank account within 24 hours or the next business day.