Installment Loans

If you’re in need of a larger loan amount or need longer to repay, an installment loan is a great way to get out of a financial bind.

Installment loans typically allow for a larger amount to be borrowed and come with a flexible repayment schedule, whereas a payday loan is required to be paid back by your next payday.

Our online installment loans provide financial relief when you need it most. The longer loan timeframe and flexible payment schedules make it easy to keep up on your repayment at an amount you can afford. This gives you peace of mind knowing exactly how much you will owe and when you will owe it.

Have a less than perfect credit score? No problem. At EZ Money, we don’t rely on your credit score. Other banks or financial institutions typically put a lot of weight on your credit score to determine how much you are able to receive.

Our application process is quick and simple and doesn’t require a high credit score.

We’ll make sure you’re on a schedule that fits with your lifestyle and your budget. Unlike larger traditional loans, installment loans are also collateral-free and only require a simple application to verify some information about yourself.

Our team at EZ Money will work with you every step of the way to make sure you understand the entire process for installment loans.

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The Difference Between Payday Loans and Installment Loans

Both payday loans and installment loans are a quick and easy way to get you out of a financial bind and get cash in your pocket. Depending on your situation, one type of loan may be a better option for you than the other.

Payday loans are often smaller amounts of money that are usually required to be paid back to the lender by your next payday. They are typically best for when you’re in a tight pinch between paychecks.

Installment loans are best when you need a larger amount of money to cover bigger expenses. These loans are usually a larger amount of money and can be paid back over a longer period of time with scheduled payments, giving you flexibility.

While installment loans offer longer repayment schedules, they should not be confused with a traditional long-term loan. Installment loans are still meant to be used as a quick loan to get you out of a bind, but they are more flexible with repayment compared to a payday loan.

Still not sure what option is best for you? Don’t worry, our staff is here to help you evaluate your options to determine the one best-suited for your unique circumstances.

Why Get an Installment Loan from EZ Money?

Our online installment loans make it easy for you to get your money quickly and they come with clear repayment schedules to keep you on track.

We will work with you to find the right amount that works within your budget. We want to help provide financial relief, not add to your financial stress. You will get one-on-one support from one of our representatives and will be able to find a plan that’s right for you.

Unlike larger traditional loans, we can process your application very quickly without your credit score or other detailed financial information.

All we need from you is the following information:

  • Valid identification
  • Personal information like phone number, address, and email address
  • Income information include pay frequency, net pay, and gross pay
  • An open and active checking account

Our online installment loans are available for residents in Missouri. Easily apply through our online application process and work with our team to get your installment loan as quickly and easily as possible.

We want to help you make the right choice and find a loan amount that is right for you based on your income. It’s important to find an appropriate amount that you can comfortably afford. Contact us today and we’ll help steer you in the right direction.

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