Government Check Cashing

Don’t put your plans on hold because your bank is closed or your local grocery store won’t cash the type of government check you have—come to EZ Money Check Cashing where we let you go around the hassle of the bank and get your cash when you need it. Government check cashing with EZ Money Check Cashing is a quick and efficient way of getting the cash you’re entitled to regardless of bank operating hours or the status of your checking account.

How to cash a government check without a bank account

According to the Federal Deposit Insurance Corp., approximately 14.1 million adults in the United States do not have a bank account. Reasons for not having a bank account vary, but regardless of why, not having one can make it more challenging to do something like cash a check. At EZ Money Check Cashing, we make it easy to get your stimulus check, tax refund, or other government check cashed quickly, so you can be on your way with your money. All you need is your government-issued ID. Don’t worry about being turned down for government check cashing by a bank because you don’t have an account, just come to EZ Money Check Cashing!

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How the “unbanked” cash checks

Not having a bank account is also known as being “unbanked,” and it can make your life more challenging. Some Americans are also “underbanked,” which means they have a primary bank account but still use financial services from providers outside of their bank. EZ Money Check Cashing is proud to be one of those “non-traditional” financial service providers, making sure anyone who needs a check cashed has access. We believe EZ Money Check Cashing provides a better service for our customers than some of the alternatives for check cashing. One such alternative is to endorse your check to a friend. You would have to be able to have complete trust in your friend to even consider this, and individual banks will each have their own policies on whether or not they will honor a check in this manner. So for many individuals, this is simply not an option. Stores like Walmart will often provide cash checking services, however, they do have limits on the amount the check can be and the types of checks they cash. Like all check cashing services, they do also charge fees. One way of potentially avoiding fees is to load the money onto a prepaid debit card. But again, not all banks will do this and sometimes you just need cash, not a card.

Which government checks can we cash?

Stop worrying over whether or not other local institutions will cash your government check and come to EZ Money Check Cashing, where we’ve made it easy to get cash in hand. The trouble with attempting to cash checks somewhere like a national store or major grocery store is that not all locations cash the same kinds of checks. You may be able to cash a retirement disbursement at your local Walmart, but not at your local Kroger or KMart.

EZ Money Check Cashing cashes the following:

  • Stimulus checks
  • Tax refund checks
  • Payroll checks
  • Retirement disbursement checks
  • Insurance checks
  • Dividends
  • Other government checks

If you still have questions over whether or not we will cash your government check, just come by or give us a call and one of our helpful associates will assist!

Cash your tax refund or stimulus check today!

All it takes is your valid government-issued ID and you can get the government check cashing services you need. Enjoy the benefits of getting your tax refund cashed when you need it, without the hassle! Check cashing fees vary by state, so check with your nearest location for information on accepted check types and fee rates.

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